Buying a Home

Homebuyer Assistance

Homebuyer Assistance is available to buyers who meet the program eligibility requirements. Applicants for the Kettering Homebuyer Assistance Program must have a certificate of completion of an 8-hour HUD approved Home Buyer Course and housing counseling. If you are interested in finding out more about eligibility or requesting an application, please contact the Community Development Program Coordinator at 937-296-2441 ext. 4022.

2017 Homebuyer Assistance Application

2017 Homebuyer Assistance Guidelines

2017 Homebuyer Inspection Guidelines

Applicants must have eligible incomes below 80% of the Area Median Income and be willing to live in the home as their primary residence for 5 years. The forgiveable loan will be forgiven in entirety at the end of 5 years. The purchase price limit for existing homes is currently $119,000. The property must also pass a health and safety inspection. This does not replace a typical homebuyer inspection, which are encouraged.

2017 Income Limits (80% of median)

Household Size	Household Income
1	$35,650
2	$40,750
3	$45,850
4	$50,900
5	$55,000
6	$59,050
7	$63,150
8	$67,200

The State of Ohio also offers many products than can assist with home ownership, including grants and low interest loans. For more information about the state programs, visit their web site at www.myohiohome.org/.