Buying a Home
This program is currently inactive. Please check back for updates as we plan to offer a new program soon.
Homebuyer Assistance
Home buyer Assistance is available to buyers who meet the program eligibility requirements. Applicants for the Kettering Homebuyer Assistance Program must have a certificate of completion of an 8-hour HUD approved Home Buyer Course and housing counseling. If you are interested in finding out more about eligibility or requesting an application, please contact the Community Development Program Coordinator at 937-296-3308
Homebuyer Assistance Application
Homebuyer Assistance Guidelines
Applicants must have eligible incomes below 80% of the Area Median Income and be willing to live in the home as their primary residence for 5 years. The forgiveable loan will be forgiven in entirety at the end of 5 years. The purchase price limit for existing homes is currently $119,000. The property must also pass a health and safety inspection. This does not replace a typical homebuyer inspection, which are encouraged.
2021 Income Limits (80% of median)
Household Size | Household Income |
1 | $42,400 |
2 | $48,450 |
3 | $54,500 |
4 | $60,550 |
5 | $65,400 |
6 | $70,250 |
7 | $75,100 |
8 | $79,950 |