The City of Kettering's Microenterprise Loan Program features classes, networking, loans for micro-enterprises in our Ohio community. This program was developed in partnership with Kettering's Board of Community Relations, the Economic Development Department and the Community Development Division of the Planning and Development Department.

For more information, please contact Angela Rahman at or 937-296-2524 or Amy Schrimpf at or 937-296-3342.


Loan Program Purpose: To develop and support micro-enterprises in Kettering and help create a vibrant and diverse local business environment. Businesses that have been in existence for less than 2 years are not eligible for the Spring 2024 program. Instead, the Fall 2024 program will focus on new and start-up businesses.

Eligibility: Eligible applicants are small (5 employees or less) business owners who are of low to moderate income. (Check Income Guidelines here). Income will be verified. Funds must be used for eligible expenses. Construction and labor costs over $2,000 are not eligible for this loan program.

Minority-owned, women-owned, veteran-owned and disabled-owned businesses are STRONGLY encouraged to apply.

Deadline: All applications must be received by 5pm on May 30, 2024. Applications must be submitted online via the online application link which will be available on May 1, 2024. No paper or emailed applications will be accepted.

Application QR Code

All applicants are STRONGLY encouraged to attend the session presented by Angela Rahman on Wednesday, May 1 to learn more about the application process.

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