Buying A Home

2017 Down Payment Assistance ApplicationDown Payment Assistance Guidelines Kettering

Down Payment Assistance

Down Payment Assistance is available to first time home buyers who meet the program eligibility requirements. Applicants for the Kettering Down Payment Assistance Program must have a certificate of completion of an 8-hour HUD approved Home Buyer Course. The HomeOwnership Center of Greater Dayton is the partner agency with the City of Kettering for this program. For more information about the Down Payment Assistance program and course dates, please call them at 937-853-1615 or visit their web page at HomeOwnership Center of Greater Dayton.  There may be additional documentation required when applying for this program so please contact Brenda Patton at the HomeOwnership Center at 853-1615 before submitting an application.    2017 Down Payment Assistance Application   2017 Down Payment Assistance Guidelines      2016 FTHB Inspection Guidelines

Applicants must have eligible incomes below 80% of the area median income and be willing to live in the home as their primary residence for 5 years. See income limits below.

2017 Income Limits (80% of median)

Household Size Household Income
1 $33,350
2 $38,100
3 $42,850
4 $47,600
5 $51,450
6 $55,250
7 $59,050
8 $62,850

The State of Ohio also offers many products than can assist with home ownership, including grants and low interest loans. For more information about the state programs, visit their web site at

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